Why Shouldn't We Be Scared of Investments?

Perhaps a lot of professionals, OFWs, and businessmen, with their own families or not, have
considered putting some of their hard-earned money into a good investment in the hopes of
getting good returns. They thought about it, but years passed and they have not taken steps to
pursue it. They haven’t decided yet. They couldn’t. Why? Because they are scared – scared that they may not get what was advertised, or worse, lose their money.

You’ve been working hard all your life, and it’s high time to put those savings into something that will appreciate in value. You just don’t know where to place them.

If investing scares you, you can take heart in the fact that you are not alone.

I have been in the same place as you are, probably 9 years ago. That was before I met my
husband who is older and more mature than me, having more experience. Basically, he is the
reason I got educated with property investments, passive income, property appreciation, and such
things.

I remember my 27-year-old boyfriend’s words, “Investing your money today will increase its value in the future. Financial assets offer returns on money over the long-run. Real estate
investing is the best way to grow your money.” (Of course, that wasn’t verbatim but it was more or less something like that. :D)

During those times, I just nodded my head to agree because the truth is, I didn’t even understand the full scale of what he was talking about! 😀

It’s funny, right? How we’re actually scared about something we don’t fully understand or know about. We can’t blame people for being intimidated about investments and why we normally think badly or negatively about it. They did hear some horror stories of people running away with their money.

But hey! It’s 2021!

If you’re really interested in investing your money, you can always conduct your own research that will help you decide which investment best fits you. There are different kinds of investment options. The popular ones are stocks, Mutual Funds, Health Insurance Policy, and Real Estate Investing like condotels or hotel investment. Everything you need to know will be on the internet. One big tip when considering to invest your money is to scrutinize the company very well.

The reason for investments may vary.

Ours, obviously, is for a better future for our kids.

But they need to be investments with monthly cash flow. Investing is different from simply saving money, like storing them in a wallet in your closet! Keeping money hidden is simply dead money that has no value. A lot of people know that investing is important, but are either too scared, too intimidated, or too uncertain to get started. In fact, the biggest investment mistake you can make is NOT getting started. The simple act of saving money is the most powerful tool you have at your disposal.

So, if by reading this blog you are now reconsidering your investment plans and finally planning to push through with it, I am sharing with you this simple and worry-free income generating property investment that my husband and I have been reviewing together.

A low-risk and low-effort investment in Hotel 101

Where they do all the work for their investors! Yes, you’ll put in your money (buy a unit) and then you don’t have to do anything else! Keep reading to know more!

What is Hotel 101?

Hotel 101 is developed by Hotel of Asia Inc., a subsidiary of DoubleDragon Properties Corp., one of the leading property companies listed on the Philippine Stock Exchange with a market capitalization of over US$1 Billion. The company aims to complete 1.2 square meters of leasable space by 2022. They have project locations nationwide! We have visited Hotel 101 – Manila before. Hotel 101 – Fort is under construction. But what we’re actually very interested in is Hotel 101 – Davao. Soon, they will have projects in Boracay, Cebu, Bohol, Palawan, and Libis too!

Trivia: DoubleDragon Properties Corp. is led by Edgar “Injap” Sia II (founder of Mang Inasal) and Tony Tan Caktiong (founder of Jollibee).

Why we checked on investing in condotels?

It’s like investing in your own condominium unit without the hassle of looking for people who will rent the place. Hotel 101 has service staff, housekeeping, concierge services, and amenities that guests can share. They take care of the operating expenses, unit repairs, and maintenance. Unlike other property investments, Hotel 101 does not have maintenance costs, repair costs, and association dues.

While the hospitality industry in the Philippines was affected negatively as a whole, the data above shows that Hotel 101 – Manila remained resilient! During the height of the pandemic and amidst the lockdown, the annualized yield for original owners was barely affected! Hotel 101 – Manila’s pre-COVID annualized yield was 7.42% in 2018 and 8.12% in 2019. This was possible since Hotel 101 – Manila catered to BPO employees and other long-staying guests. What a relief for the unit owners! As a homemaker, I am analyzing this investment to be pandemic-proof which makes it such a simple worry-free investment that’s really perfect for moms!

How will my money grow?

Hotel 101 has made it easier for beginner investors because they have only one size for the Happy Room (21 square meters). Other condotels have different sizes which makes the revenue hard to monitor and track. Hotel 101 Unit owners receive 30% of Gross Room Revenue every 16th day of the succeeding month as long as the hotel is operational. Unlike traditional rentals, 30% of Gross Room Revenue is divided equally among unit owners, regardless if their unit was used!

Sharing with you the different payment schemes for Hotel 101 – Davao to give you an idea. You can always email Hotel 101 at inquiries@ddsales.com.ph for assistance.

Property appreciation is expected besides income from Gross Room Revenue. And it’s really great that Hotel 101 projects are located in prime tourist and business locations!

Wanna know something even more awesome? Unit owners get 10 FREE nights a year! 5 of which to be used in the location where the owner’s unit is located, and the other 5 can be used in any operational Hotel 101, which means more staycays for the family! This is definitely the best way there is to own a property.

I honestly believe that investing in condotels, specifically with Hotel 101, is a good investment. My dream is to comfortably enjoy quality time with my family while having a passive income. This kind of real estate investing can make monthly cash flow possible without requiring much effort! That’s the life!

If you have more questions about this real estate property investment, you can check their website or Facebook. And contact them at +639175078111 inquiries@ddsales.com.ph

It’s never too late to become an investor.

Experts say that investing is the best way to grow your wealth. And according to a recent survey by Magnify Money, more than 3 in 4 investors, 77%, regret not getting started earlier. You may be well into middle age before realizing that life is moving quickly, requiring a plan to deal with old age and retirement. Fear can take control if waiting too long to set investment goals, but that should go away once you set the plan into motion. Remember that all investments start with the first peso, whatever your age, income, or outlook. Those who have been investing for decades have the advantage, with growing wealth allowing them to enjoy the lifestyle that others cannot afford.

Investing can be scary, there’s no denying it, but it’s important not to let fear stop you from taking control of your financial future over the long-term. Learning about your investment, even at a basic level, can be really empowering. And knowing that your hard-earned money is finally doing all the work for you after years of saving up is a reward you deserve.