PNB-PAL Mabuhay Miles Debit Mastercard Launch

Exploring the world with my favorite travel buddies has gotten even more exciting!

We book most of our flights, domestic and international, via our credit cards. My husband has been using his PNB Mabuhay Miles Platinum Mastercard as one of his favorite payment method for our purchases. And I must say, collecting points in it has been more addicting since we have tried and experienced booking free flights using his Mabuhay Miles points!

Now, what are the two advantages of using a debit card vs credit card?

Fees. Frugal consumers prefer to use debit cards because they usually have few or no fees of any kind. The no-fee advantage doesn’t hold for prepaid debit cards, which frequently charge activation and usage fees, among other costs. By contrast, credit cards generally charge annual fees, over-limit fees, late-payment fees and a plethora of other penalties, in addition to monthly interest on the card’s outstanding balance.
Controlling spending. A debit card draws on money the user only has on his bank account. Compulsive spenders would do well to use debit cards and avoid the temptation of credit. Retailers know people usually spend more using credit cards than if they were paying cash. Interest and other charges paid by those who don’t pay off their balances fund many of the user benefits offered by credit card companies.

The bottomline. Smart shoppers who can control their spending are probably wise to reap the benefits offered by credit cards for the majority of their purchases. Debit cards protect the frugal from fees and ensure that less disciplined spenders stay within their means. For more information on the proper use of credit and debit cards, consult your bank or financial advisor. If you want to know more, read here!

I am so honored to be invited to the official launch of Philippine National Bank’s new debit card- the PNB-PAL Mabuhay Miles Debit Mastercard at the Blueleaf Filipinas in Pasay last July 26! Glad to have known more about this new Debit Card by PNB and Philippine Airlines.

dyosathemomma: PNB-PAL Mabuhay Miles Debit Mastercard Launch at Blueleaf Filipinas Pasay — **With these gorgeous mommies, Helga & Joy, keeping me company during the wonderful night. <3**

Now everyone can have a convenient, secure, and rewarding debit experience be it a solo journey or with dear loved ones. Earn points when shopping and dining, and redeem them for Mabuhay Miles! What sounds more exciting than that?! 😀

PNB-PAL Mabuhay Miles Priority One Debit Mastercard

Enjoy these exclusive features*:

Earn points on your purchases and redeem them for Mabuhay Miles to travel for free
Non-PAL transactions: P200 = 1 point = 1 Mabuhay Mile
PAL transactions: P100 = 1 point = 1 Mabuhay Mile
Get 1,000 Mabuhay Miles welcome gift when you purchase from PAL using the card within three (3) months after card issuance

PNB-PAL Mabuhay Miles Debit Mastercard

Enjoy these exclusive features*:

Earn points on your purchases and redeem them for Mabuhay Miles to travel for free
Non-PAL transactions: P250 = 1 point = 1 Mabuhay Mile
PAL transactions: P150 = 1 point = 1 Mabuhay Mile
Get 500 Mabuhay Miles welcome gift when you purchase from PAL using the card within three (3) months after card issuance

Additional Card Features:

Enjoy 5% discount on select PAL international flights when you book online at http://www.philippineairlines.com
Be secure and protected against fraud with EMV chip technology
Pay with a simple tap of the card using contactless technology
With Mastercard, experience unrivaled card acceptance worldwide while touring the globe with the Heart of the Filipino, Philippine Airlines.
Now on its 102 year, PNB remains committed to keep you connected to innovative financial solutions.
Experience a more rewarding debit with the PNB-PAL Mabuhay Miles Debit Mastercard!

*Terms and conditions apply.